> ## Documentation Index
> Fetch the complete documentation index at: https://docs.opsmatic.io/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment Methods

> How Opsmatic handles payments, subscriptions and client billing through Stripe

## Overview

Opsmatic uses **Stripe** for all payments — your own subscription and, for agencies, the payments you collect from clients. Stripe securely stores card details; Opsmatic never sees or stores your full card number.

## Your Subscription

<Steps>
  <Step title="Pick a plan">
    Choose Free, Pro or Scale on the billing page. See [Subscription Plans](/billing/subscription-plans).
  </Step>

  <Step title="Add a payment method">
    For Pro or Scale, add a card in Stripe's secure checkout. Pro and Scale start with a 14-day trial.
  </Step>

  <Step title="Manage anytime">
    Use the Stripe customer portal (from the billing page) to update your card, switch between monthly and yearly, or cancel.
  </Step>
</Steps>

<Info>
  The **customer portal** is where you update cards, download invoices and change or cancel your plan — it's linked from the billing page in the dashboard.
</Info>

## Billing Cycles

<CardGroup cols={2}>
  <Card title="Monthly" icon="calendar-day">
    Billed every month. Flexible, cancel anytime.
  </Card>

  <Card title="Yearly" icon="calendar">
    Billed once a year at a discount versus twelve monthly payments.
  </Card>
</CardGroup>

## Collecting Payments From Clients

For agencies, Opsmatic supports billing your own clients through **Stripe Connect**. Opsmatic applies a **platform fee** on those client payments, and the fee percentage depends on your plan:

| Plan  | Platform fee |
| ----- | ------------ |
| Free  | 2.5%         |
| Pro   | 1.5%         |
| Scale | 0.75%        |

The rest is routed to you. Upgrading your plan lowers the fee on every client payment you process.

## Security

<AccordionGroup>
  <Accordion title="Card data">
    Card details are handled entirely by Stripe (PCI-compliant). Opsmatic stores only a reference to your Stripe customer and subscription.
  </Accordion>

  <Accordion title="Failed payments">
    If a charge fails, Stripe retries and notifies you. Keep a valid card on file to avoid an interruption to monitoring.
  </Accordion>
</AccordionGroup>

## Related

<CardGroup cols={2}>
  <Card title="Subscription Plans" icon="layer-group" href="/billing/subscription-plans">
    Compare Free, Pro and Scale
  </Card>

  <Card title="Invoicing" icon="file-invoice" href="/billing/invoicing">
    Invoices and billing history
  </Card>
</CardGroup>